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Money MattersCurrency: Ngultrum The approximate exchange rate is Nu.45.00nu for one US dollar. The ngultrum is on par with the Indian Rupee (both the Nu and Indian Rupee can be used in Bhutan). US Dollars and dollar traveler's cheques can be exchanged at banks in the larger towns (hours 10:00 am to 1:00 pm Mon to Fri) and at the larger hotels. In the capital town of Thimphu some of the smaller bank branches are open Saturday and Sunday for currency exchange. Ngultrum or rupees will be what you will need for your purchases while in the more rural towns and villages. Bhutan has two banks, with branches throughout the country. You can cash travellers cheques at any bank and most hotels, but you should only carry well-known brands such as American Express. Don't plan to use your credit card in Bhutan and there are no ATMs. Tipping is not expected like in other Asian countries, but is certainly appreciated these days. You will probably be accompanied by the same guide and driver throughout your trip and you should tip them: the equivalent of about US$2-3 a day for the guide and slightly less for the driver is standard. Trekking guides expect considerably more, at least twice this amount.
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